PayU supports more than 10 million transactions per month, being the most popular Polish payment system. It provides convenient and quick payments covering 99% of all online transactions made by e-consumers using both fast e-transfers and credit cards. It allows for on-site (without leaving the store in the process of ordering) and one-click transactions (without having to provide the card number or payment information without logging in to the bank).
The international PayU group operates in 16 countries on 4 continents, and its owner is a South African company Naspers, which in terms of the number of users in e-commerce ranks third in the world and has the highest growth rate.

IdoSell integration with PayU allows you to share payment methods supported by the system, such as rapid pay-by-link e-transfers, credit cards, Masterpass digital wallet, online installments, on-site payments, and one-click payments in your online store. Thanks to immediate payments allocations, payment will be automatically accepted right after transaction approval by PayU.

PayU advantages

• Safety - PayU effectively secures hundreds of thousands of transactions each day. High quality of services made it trust-worthy for the biggest companies in Poland.
• Stability - because of the highest number of transactions processed each day, PayU provides a solution that is the most efficient and reliable technologically.
• Rapid posting of payment - thanks to the integration, PayU sends information about the payment to the administration panel immediately after the change of transaction status, which enables accepting the payment without any delay.
• Favourable terms - as a part of its promotion, PayU does not charge a commission for the first three months of cooperation to a turnover up to 50 000 PLN.
• Easy of use - PayU has a clear and intuitive control panel. Activating payments in the shop comes down to filling in a few fields and copying the data from the PayU panel to the shop panel.
• Outreach - PayU supports most payment methods used while making purchases in online stores, and the list of available forms of payment is being regularly updated. Apart from Polish banks, credit card payments are also available.
• Multicurrency - PayU allows for allocating payments on accounts separated for each currency, in order to avoid differences in the exchange rate, and allows your customers to pay in the currency to which they are accustomed. In addition to the PLN, you can accept payments directly in EUR, USD, GBP, CZK, RON, and HUF. You may find details in [/pl/shop/integrations/payments/payu/details.phtml#toc6 PayU start guide].
• PayU enables your customers to receive refunds directly from the IdoSell warehouse system management (WMS), which makes it possible to get a part or the whole commision.

Deferred payments PayU "Pay later"

For customers who prefer to pay on delivery, or who currently have insufficient funds to pay for the order, you can provide a new service with a deferred PayU payment "Pay later". It is a completely new payment method that works in the form of a loan and allows the customer of your store to pay for the ordered goods in the amount from PLN 100 to PLN 2000 within 30 days. If the customer fails to repay the debt within this period, he may divide the repayment into 3 or 6 installments, bearing the standard cost of the loan. The loan repayment can be made conveniently online using a card or a transfer.

Advantages of PayU "Pay later" for customers

The ideal form of payment for fashion stores - the possibility of introducing a simple model order more, try and leave what you want, where after the return the customer pays only for the products that they finally chose.
The customer can buy more - no need to pay for the order in advance.
Security - the customer pays only after receiving the order.
The customer pays whenever they want- they have 30 days to repay the loan, and if they do not make it, it can be paid in three or six installments.
Quick refund - the money for the returned products will be returned to the customer thanks to cash back.

Advantages of launching PayU "I pay later" in your store

Higher basket value - the customer can afford larger purchases and more expensive products.
Higher conversion - the customer does not have to pay in advance.
Certainty of payment - payment is booked before order is processed.
More customers - advantage over the competitors.

Configuration and automatic payment allocation

Guidebooks of setting up PayU and automatic payment allocation can be found on How to activate PayU payments.